Loan Rates for: January 2009
| Cars & Trucks (New & Used - Fixed Rate) |
| Financing |
Up to 80% | 81-100% |
|
up to 36 months
|
4.20%*
|
4.20%*
|
|
37-60 months
|
4.20%*
|
4.20%*
|
|
61-72 months
|
5.20%*
|
5.20%*
|
| Loyalty Reward: If you have an existing or paid out auto loan with CECU, or an existing home equity or mortgage loan with CECU, we will discount your next auto loan rate another .20%. |
|
|
| Boats, RVs & Motorcycles |
| Description |
Rate |
|
New & Used
|
4.20%*
|
| 1st Mortages |
| Description |
Rate |
|
10 Year Fixed
|
5.00%
|
|
15 Year Fixed
|
5.25%
|
|
20 Year Fixed
|
5.50%
|
| For rates over 20 years call our Real Estate Loan Department
|
| Home Equity (Fixed Rate - No Closing Cost) |
| Financing |
Up to 70% | 71-80% | 81-90% | 91-100% |
|
up to 60 months
|
4.50%*
|
5.00%*
|
6.25%*
|
7.75%*
|
|
61-120 months
|
4.75%*
|
5.25%*
|
6.50%*
|
8.00%*
|
|
120-180 months
|
5.00%*
|
5.75%*
|
7.00%*
|
8.75%*
|
HOME EQUITY Fixed Rate
Borrow up to $200,000 with a 70% Loan To Value (LTV)
Borrow up to $175,000 with an 80% LTV
Borrow up to $125,000 with a 90% LTV
Borrow up to $100,000 with a 100% LTV
|
| Home Equity Line of Credit |
| Description |
Rate |
|
Line of Credit - Variable Rate
|
6.00%
|
| VISA |
| Description |
Rate |
|
9.50% - 13.50%
|
|
| Signature Loans |
| Description |
Rate |
|
10.00%
|
| Line of Credit |
| Description |
Rate |
|
Unsecured Line of Credit
|
10.00%
|
*Fixed rates (other than 1st Mortgages) reflect a 0.25% discount for loan payment via automatic funds transfer from a CECU checking account with Direct Deposit. Otherwise, APR is 0.25% higher.
Lowest rates are shown and are based on Credit Union's Qualified Loan Program. Your rate may vary and is determined by your credit qualifications, amount financed, collateral, and loan terms. Other rates and terms are available.
All rates (other than 1st Mortgages) are shown as APR-Annual Percentage Rate and are effective for date shown and are subject to change without notice. Equal opportunity lender.
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