Deposit Rates For: January 10, 2026
| Savings | ||
|---|---|---|
| Description | Rate | APY |
| Regular Shares | 0.15% | 0.15% |
| Checking | ||
| Description | Rate | APY |
| NO Monthly Service Fees NO Minimum Balance FREE VISA CheckCard | 0.05% | 0.05% |
| Money Market Accounts | ||
| Description | Rate | APY |
| Upto 25,000.00 | 0.55% | 0.55% |
| 25,000.00 - 49,999.99 | 0.60% | 0.60% |
| 50,000.00 - 74,999.99 | 0.65% | 0.65% |
| 75,000.00 - 99,999.99 | 0.70% | 0.70% |
| 100,000 and above | 0.80% | 0.80% |
| Club Accounts | ||
| Description | Rate | APY |
| Christmas Club Paid annually on 9/30 $5000 Cap Lump Sum Deposits not Permitted | 0.10% | 0.10% |
| Vacation Club Paid annually on 3/31 $5000 Cap Lump Sum Deposits not Permitted | 0.10% | 0.10% |
| IRAs | ||
| Description | Rate | APY |
| Traditional Roth Education | 0.50% | 0.50% |
| Certificates | ||
| Description | Rate | APY |
| 6 Months | 3.25% | 3.34% |
| 12 Months | 3.50% | 3.76% |
| 18 Months | 3.45% | 3.61% |
| 24 Months | 3.25% | 3.30% |
| Member Rewards: If you have CECU checking and direct deposit and over $25,000 on deposit with us, we will increase the rate on your new certificate by .10% or if you have over $50,000 on deposit, we will increase the new certificate rate by .20%. | ||