Serving the Knoxville Community since 1932
National Strength,
Local Heart
“Built by the community, for the community, since the very beginning.”
Rooted in Knoxville.
What started as a small cooperative for city employees has grown into a financial home for thousands across East Tennessee.
Open Membership
If you live, work, worship, or attend school in any of the following counties, you are eligible to join our family:
Knox
Blount
Loudon
Union
Anderson
The Charter
Our community charter is our promise to you. Unlike big banks answerable to stockholders, we answer only to you—our members. Every decision we make is aimed at providing better rates and lower fees for your benefit.
Why Choose CECU?
Join a financial partner that prioritizes your goals.
Ownership & Control
You’re not just a customer; you’re an owner. Each member has an equal vote in electing the Board of Directors, ensuring our leadership remains accountable to you.
Better Rates
Because we are non-profit, we return our earnings to you through higher dividends on savings and lower interest rates on loans.
People over Profit
Our philosophy is simple: we provide financial services to help you reach your goals and build community wealth, not to line corporate pockets. Personal service is our standard.
Safety & Security
Your funds are protected with the highest levels of security and federal insurance coverage.
NCUA
Federally Insured
Your savings are insured up to $250,000 by the NCUA.
Secure. Insured. Trusted.
Consistently rated at the highest level by Bauer Financial, CECU is strictly regulated and audited annually by independent CPAs and the Tennessee Department of Financial Institutions.
Superior Rating
NCUA INSURED
EXPERT OVERSIGHT
ASSET SECURITY
All the employees are great and kind every time I stop in! I’ve never have I had any problems at all.
-Danny H.
Nice, sweet, and kind people that work here. Every time I come in, they always have a smile on their face!
-Monique H.
What I love about CECU is the people, the short conversations, the laughter and their professionalism!
-Rick R.
Ready to join your community credit union?
Become a member today and experience a different kind of banking: one that’s focused on your success.