Become a Member of CECU
How to Join
Becoming a member of CECU means joining a community that puts you first. To get started, just stop by one of our offices. You’ll need a $5.00 initial deposit and a $5.00 one-time application fee to open your account.

Are you eligible?
You can join our family if you meet any of the following:
Where you Live
You live, work, worship, or attend school in Knox, Union, Blount, Anderson, or Loudon county.
Family Ties
Your spouse, child, parent, sibling, grandparent, or grandchild is already a member or is eligible to join. Once you’re in, you’re a member for life.
Business Memberships
If you’re a local business owner in our field of membership, we’d love to help you offer credit union benefits to your team at no cost to you. It’s a simple way to help your employees save on fees and loan rates. Contact us to get started.

Note: We do run a credit report as part of the application process. Your credit standing helps us determine which of our products and services are the best fit for you.
What to Bring With You
To keep our community safe and follow federal guidelines, we’ll need to verify a few things when you open your account. Please have the following ready:
Photo ID
A government-issued ID (like a Driver’s License).
Social Security Verification
Your Social Security card, or a W-2/paystub showing your full number.
Basic Info
Your physical address, date of birth, and middle name.