CECU Rates for IRAs, Certificates, and more
Today's CECU
Deposit Rates.
Savings
Rate
APY
Regular Shares
0.15%
0.15%
Checking
Rate
APY
Checking account
0.05%
0.05%
NO Monthly Service Fees | NO Minimum Balance | FREE VISA CheckCard
Money Market Accounts
Rate
APY
Up to 25,000.00
0.55%
0.55%
25,000.00 - 49,999.99
0.60%
0.60%
50,000.00 - 74,999.99
0.65%
0.65%
75,000.00 - 99,999.99
0.70%
0.70%
100,000 and above
0.80%
0.80%
Club Accounts
Rate
APY
Christmas Club*
0.10%
0.10%
Vacation Club**
0.10%
0.10%
*Paid Annually on 9/30 | $5000 Cap | Lump Sum Deposit not Permitted
**Paid Annually on 3/31 | $5000 Cap | Lump Sum Deposit not Permitted
IRAs
Rate
APY
Traditional
Roth
Education
0.50%
0.50%
Certificates
Rate
APY
6 Months
3.25%
3.30%
12 Months
3.50%
3.56%
18 Months
3.45%
3.51%
24 Months
3.25%
3.30%
Member Rewards: If you have CECU checking and direct deposit and over $25,000 on deposit with us, we will increase the rate on your new certificate by .10% or if you have over $50,000 on deposit, we will increase the new certificate rate by .20%.